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 If you are in the market for a new car, now is an excellent time to trade in your old one. Dealer inventory is low, as a result, dealerships are now offering better deals on trade-ins than they have in the past. 

1. Trade-ins are at an all-time high, and likely to stay that way for the foreseeable future.

2. You'll get a better deal now than you would in the past

3. It will be easier to find financing for your new car since dealerships have less inventory on their lot

You should also fix any cosmetic damage and have the car serviced so that it is in good working condition. Finally, gather all of the paperwork related to the car, including the title, registration, and maintenance records. This will make it easier for the dealer to process the trade-in.

How Much Car Can You Afford?

In order to find out how much you can afford, lenders will want to know your gross monthly income and your existing monthly debts. To calculate your maximum monthly debt, simply add up your monthly expenses including:

- Mortgage or rent payments

- Loan payments

- Credit card payments

- Childcare costs

- Alimony or child support payments

- Any other regular expenses

Find the Right Car

There are a lot of cars on the market today, which can make it difficult to narrow down your choices. For example, if you have a family or travel frequently with friends, you’re going to want a bigger car vs looking for a car just to commute back and forth to work. Another thing to consider is how much you’re willing to spend on gas each month.

Before you start shopping for a car, sit down and think about what you need:

- How many people will regularly ride with you?

- Do you drive long distances often or stick mainly to city streets?

- What style of car do you prefer? Are certain colors or brands more important to you than others?

- What kind of special features are must-haves for your ideal vehicle (e.g. heated seats, built in navigation)?

Once you have a good idea of the basics, it’s time to make a list of pros and cons for each candidate that fits your budget so that you can decide on the best option for YOU.

The Law of Supply & Demand

After you've chosen a few cars within your budget, it's time for some investigating. Initially, you'll want to find out if there are a lot of cars on the market for that make and model. The more common the car, you'll have more options to find one in your price range

Cars in high demand tend to cost more than those in low demand because there are more people looking to buy them.

If you've found the perfect car, it's now time to secure financing. We work with reputable lenders who will work hard to get you the best rates for your budget. they'll provide different payment options based on your down payment, income and credit score.

Are You Ready To Buy Your Next Car?

Follow the steps above and you'll be on your way to finding an affordable car that meets all of your needs. Don't forget, we're here to help you every step of the way. Contact us today and let us know how we can help you get behind the wheel of your dream car.

Please Read M&M Auto Baltimore - Best Full-Size Pickup Truck

Content provided by CarAndDriver.com

Turn any friendly neighborhood barbecue into a backyard wrestling match with this simple trick: declare your pickup king. Well guess what, brother? Being the best isn’t about who has the biggest Calvin and Hobbes sticker on the rear window. Full-size pickup trucks are America’s best-selling vehicles, and the fight among them is closer than ever.

Trucks today are capable of accelerating quicker than sports cars like the Porsche 718 Cayman GT4 and can tow up to seven tons using conventional towing. That’s a lot of folding chairs and steel cages. The truck is the backbone of America. In 2019, pickups represented over 3.1 million vehicle sales in the U.S., or more than the entire population of Iowa. Each of these trucks can handle classic pickup needs with ease, and if you haven’t already sorted yourself into the Toyota, Nissan, Ram, Chevy, or Ford camps, we’ve ranked the segment's players from worst to best to help you in your search.

1. Ram 1500 - The Ram 1500 is king of the mountain, having bested its biggest rivals from Detroit in our latest three-truck comparison test and won another 10Best Full-size Pickup award for 2021. We’d let those accolades do the heavy lifting for us in explaining why we dig the Ram, but here are a few more reasons: The available EcoDiesel V-6 engine has the most power and torque among all light-duty diesel pickups and is fuel efficient; the interior is a step or three above the competition; and it just plain drives well. Fans of the all-black Dodge Ram can carry the dark baton with a new for 2020 Night Edition, which offers all-black exterior trim along with your choice of paint. We’d suggest, um, black.

2. Ram 1500 TRX - The nearly 3.5-ton Ram 1500 TRX is a lot of truck, but it knows how to use it. The 702-horsepower Hellcat engine is a screamer, and despite its heft, the TRX gets to 60 mph in just 3.7 seconds, making it the quickest truck we've ever tested. Bilstein dampers underneath provide more than a foot of suspension travel, allowing its 35-inch Goodyear Wrangler AT's to droop. It's beefy too, measuring 5.9 inches wider and 3.3 inches taller than the regular Ram 1500, but inside it's just as luxurious. A 12-inch touchscreen infotainment system is standard, and a head-up display, heated and ventilated front seats, and carbon-fiber accents are available options. Many aspects of the TRX make it the greatest truck as nothing else can cruise to, climb up, and fly over whatever's ahead of it quite like this.

3. Ford F-150 Raptor - Packed with a powerful 450-hp twin-turbo V-6 and an off-road-ready suspension with adaptive shocks to soak up potholes and landings off of sweet jumps, the Ford F-150 Raptor is just plain rad. But this is no one-trick brute—it’s nearly everything you might never need in a truck and useful. The SuperCrew is rated to tow up to 8000 pounds, so the Raptor can haul more than just ass. Its wide fenders and large off-road tires can make navigating parking lots and narrow streets a challenge; we prefer to think of them as reminders as to where the Raptor truly belongs.

4. Ford F-150 - The Ford F-150 has been a full-size favorite for decades, and nearly 1 million F-150 pickups were sold last year. So it’s little wonder why the Ford has become ubiquitous and familiar. The fourteenth-generation Ford debuted for 2021 with a new 430-hp hybrid powertrain with 570 lb-ft of torque. That's a 30 horsepower and 70 lb-ft improvement verses the nonhybrid twin-turbo 3.5-liter V-6 for those keeping track. The hybrid powered pickup gets an EPA-estimated 24 mpg for both city and highway travel, putting it fourth overall in fuel efficiency for the segment behind diesel-powered Chevy Silverado and Ram 1500. The interior is also improved in terms of materials and ease of use. An optional Work Surface allows you to transform the front row into a work table. New variable-assist steering, standard on the higher trim King Ranch model and above, is tight and direct, and even on lower trims the ride is quiet and composed.

5. GMC Sierra 1500 - If you can swing the new GMC Sierra 1500’s price premium over its mechanically identical, Chevrolet-badged sibling (the Silverado), do so. The GMC is simply more attractive than the Chevy. We’ve ranked the Sierra above it because the extra money seems worth it when staring both trucks right in the eyes. Like the Silverado, the Sierra has five different engines, three different transmissions, and is available in either rear- or all-wheel drive. Although there's no high-flying off-roader option like the Ram TRX or Ford F-150 Raptor, a Sierra AT4 model is available with 2.0-inches of suspension lift and other off-road equipment. Unfortunately, the pricier GMC suffers from the same unimpressive interior styling and firm ride quality as the Silverado, but the extra chrome does wonders for GM's half-ton pickup design.

6. Chevrolet Silverado 1500 - After a full redesign, the Chevrolet Silverado 1500 doesn't feel quite as new as you'd expect. Its new body bears only a face a mother could love, the interior is mediocre, and the suspension isn’t terribly refined. Those whiffs are offset by its new 6.2-liter V-8 that can deactivate up to six cylinders for fuel savings, as well as the available turbocharged 2.7-liter four-cylinder that can tow up to 9300 pounds. The brakes offer stellar stopping power, and the four-door crew cab has superior rear-seat headroom. Chevy's also added the Multi-Flex tailgate as an option for 2021 models, making the bed of the Silverado more useable than ever. Silverados with the 277-hp turbodiesel engine in 2WD are the most fuel efficient in the segment with an EPA-estimated 33 mpg highway rating.

7. Nissan Titan - The Nissan Titan, like the Toyota Tundra, exists slightly outside of the mainstream in this segment. It lacks engine choices—there is but one 400-hp V-8 option—which severely limits configurability relative to its competitors, and the Titan’s overall execution seems lacking. Its ride quality is poor and the steering lacks sharpness; look to the Pro-4X trim for off-road capability, but look everywhere else in terms of towing capacity as the Titan has the lowest in the light-duty class. Every model now has a 8.0-inch touchscreen with Apple CarPlay and Android Auto, which is something fleet versions of its domestic competitors don’t have.

8. Toyota Tundra - The Toyota Tundra has been around in pretty much the same form since 2007—that’s pre-Instagram if you need a cultural reference point. So, it’s old. But the Tundra offers a spacious cabin and a decent roster of standard features, including Apple CarPlay and Android Auto phone integration functionality for most models. A 5.7-liter V-8 is the only engine option, an oddity among full-size pickups, which generally offer a plethora of engine choices. The Toyota’s V-8 engine delivers mediocre fuel economy and towing performance, but the truck itself at least shines in off-road capability even in base form. The Tundra TRD Pro model adds to that dexterity with new Fox 2.5-inch internal-bypass shocks and lighter-weight 18-inch BBS wheels.

Original Source: caranddriver.com (Austin Irwin - Dec 5, 2020)

Please Read M&M Auto Baltimore - Best Midsize Sedans

Content provided by MotorTrend

MotorTrend tests more than 200 vehicles at the track every year. We rate cars using the same factors you do, including how they drive, interior space, efficiency, tech, value, and safety. Ratings are only applicable within each respective segment.

1. 2022 Honda Accord - 9.1/10 - After a midcycle refresh for 2021, we're not expecting any major changes to the Accord for 2022. Barring any significant revisions, it will carry forward with two gas engines and a hybrid option. The Accord competes with other affordable four-doors including the Hyundai Sonata, Toyota Camry, Kia K5, and Subaru Legacy.

2. 2022 Subaru Legacy - 8.6/10 - Subaru knows its buyers and delivers on their priorities with the Legacy. The midsize sedan offers a compelling blend of technology, safety, and performance in a roomy and comfortable vessel. Middling style and a vexing CVT are the Legacy's greatest Achilles heels.

3. 2022 Hyundai Sonata - 8.5/10 - Hyundai has been selling the Sonata here in the U.S. for more than 30 years, and the current eighth generation is the best version yet. Redesigned for the 2020 model year, the Hyundai Sonata is among the better midsize sedans on the market. It's mechanically related to the Kia K5.

4. 2022 Kia K5 - 8.3/10 - The midsize sedan once known as the Kia Optima has transformed into the K5. Introduced for 2021, the K5 stands out in the segment with evocative exterior styling. Yet despite those looks it remains a relatively normal car in terms of features and capabilities. The K5 is offered with a choice of turbocharged engines and available AWD. Like the Optima before it, the K5 targets sedan stalwarts like the Honda Accord, Toyota Camry, and mechanically related Hyundai Sonata. The K5 is built in West Point, Georgia, alongside the Kia Telluride.

5. 2022 Toyota Camry - 8/10 - Although it's no longer Toyota's best-selling model (that title now goes to the RAV4), the venerable Camry remains a go-to choice for those seeking a dependable midsize sedan. The current-gen Camry was introduced for the 2018 model year and sees a mild face-lift for 2021. The Camry sits squarely in the center of Toyota's lineup of sedans between the compact Corolla and full-size Avalon. Besides its longtime rival, the Honda Accord, the Camry also competes with midsize four-doors including the Subaru Legacy, Nissan Altima, and Hyundai Sonata.

6. 2021 Nissan Altima - 7.7/10 - Positioned above the compact Sentra and below the full-size Maxima, the Altima is the middle child of Nissan's sedan lineup. Nissan issued a full redesign of the Altima for the 2019 model year, and the family sedan has been relatively unchanged since. The Altima competes in the midsize sedan segment alongside cars such as the Honda Accord, Hyundai Sonata, Toyota Camry, and Subaru Legacy.

7. 2022 Volkswagen Passat - 7.1/10 - Once one of Volkswagen's most successful cars in the United States, the Passat enters its final year of production with a Limited Edition trim. It rides on the platform that's been on sale in the United States since 2012, the same year it won our MotorTrend Car of the Year award. The Passat last received a major refresh in 2020. Although this midsize sedan no longer feels like a fresh offering, it comes with the traditional advantages of its segment, namely a comfortable ride, a large trunk, and spacious interior.

8. 2021 Chevrolet Malibu - One of the longest-running nameplates in the Chevrolet lineup, the Malibu has been a mainstay in the midsize sedan segment for decades. Since its inception, the Malibu has evolved from a rear-drive car that's available in multiple flavors to a front-drive model offered only one body style. Chevrolet even offered a hybrid Malibu for a short time to lure eco-minded consumers to the brand. With only a short time left before it's discontinued, the Malibu lineup has been streamlined. A number of cosmetic packages are also offered.

9. 2021 Mazda Mazda6 - As we wait for the rumored RWD, inline-six-powered, next-gen 6, Mazda adds some polish to its midsize sedan for 2021. The current-generation model debuted for the 2014 model year and saw a mid-cycle facelift for 2018, adding a turbocharged engine option. The 2021 Mazda 6 competes with other affordable midsize sedans including the Honda Accord, Toyota Camry, and Hyundai Sonata.

Original Source: https://www.motortrend.com/style/sedan/

Properly maintaining your car is key to keeping it in top condition. It can also help ensure your safety, the safety of your passengers and your fellow drivers. Here are some ways to help keep your car running smoothly.

The Car Maintenance Checklist

Consider adding these items to your vehicle maintenance "to do" list:

Inspect and Maintain Tires

Knowing how to maintain your car's tire pressure can help reduce wear on the tires and helps ensure you're getting good gas mileage. Checking your tire pressure includes finding the recommended pressure, checking the PSI and inflating or deflating your tires accordingly.

A flat tire is a hazard that can be dangerous to you and your car. There are several preventative steps you can take to help avoid a blowout, including rotating your tires every 5,000 to 10,000 miles and watching for tire recalls.

Change the Oil

Routinely checking and changing your car's oil is essential to keeping its engine in running condition. Check your oil each month and change it as directed in the car's owner's manual.

You can change your oil yourself or take it to a service center. If you choose to do it yourself, learn the necessary steps to drain the fluid, set the correct oil level and dispose of old oil.

You should also know which type of motor oil is best for your car, regardless of whether you change the oil yourself or take it to a service center. This generally means considering three things — the oil viscosity, whether to use synthetic versus non-synthetic oil and your car's mileage.

Check the Fluids

There are several fluids that should be kept at the appropriate levels to help keep your car running properly. According to Popular Mechanics, you or your mechanic should check:

• Engine oil

• Coolant

• Power steering fluid

• Brake fluid

• Transmission fluid

A leak with any of these fluids can affect the way your car drives. If you spot a leak, you may be able to identify the fluid by its color. This can help you and your mechanic determine where the leak is coming from. It can also help speed up the repair process.

Test the Lights

A broken or burnt-out bulb is a safety hazard and might get you a ticket. Learn how to thoroughly inspect each bulb on your car. If a bulb is out, take your car to an expert to determine whether it's the bulb or the fuse that needs replacing.

Headlights are key safety lights on your car. Consider taking a few extra steps to help keep them shining bright, such as cleaning the lenses and replacing bulbs as they start to dim.

Replace Windshield Wipers

If your wipers aren't working like they used to, don't let the problem linger. Damaged or worn out blades can reduce visibility during a heavy rain or a snowstorm. Knowing how to inspect your wiper blades regularly and replace them when necessary is one way to help keep your car safe.

Change Your Engine Air Filter

A dirty engine air filter can allow dirt and other particulates into your car's engine and reduce its efficiency. Inspect your car's air filter once a year and replace it as needed.

Regular Checkups

Some routine car care tasks can be done at home, but others require trained technicians. Take your car to a technician if the check engine light comes on. Trained technicians can diagnose the problem through the car's on-board diagnostics (OBD-II) port.

A qualified repair shop will also be able to inspect and replace other core components like the alternator and the wheel bearings. Scheduling regular tune-ups will help ensure that your car gets other maintenance items repaired as well.

Have Your Brakes Checked

Your car's brake pads also require regular inspection. While driving, listen for any brake noise and pay attention to shuddering or vibrating from the brake pedal. If any concerns arise, consult a service center as soon as possible

Wash Your Car

Your car is subjected to all sorts of elements, from road salt and ice melt in the winter to tree sap and bird droppings in the summer. Some of these hazards are not only unsightly but can cause damage to paint and the undercarriage, according to AccuWeather.

Keeping your car clean may help prevent long-term damage. Find the car washing method that works for you and regularly wash your car.

Check Belts and Hoses

Keeping your car's belts and hoses in good shape can help keep your car running and may help you avoid a breakdown on the road. For example, if your serpentine belt breaks while you're driving, it may cause many of your car's systems to fail.

Having your belts and hoses checked at every oil change will help ensure that they're in good condition and don't need replacing.

Review Your Car Insurance

Just like regular car checkups, it's a good idea to review your car insurance policy from time to time. This can help ensure your policy's coverages, limits and deductibles are up-to-date and suitable for your current situation.

Keeping your car in good shape can help keep you and your passengers safe. And remember, if you're ever unsure about how to inspect or replace a car part, be sure to contact a local mechanic for help.

Rust never sleeps: Here's how you can protect your car

No matter what type of automotive rustproofing protection you favour (electronic, one-time spray, factory coating or annual treatments) there are large gaps in warranty coverage from even the best companies out there. First things first; if you operate a vehicle on public roads 12 months of the year, there really is no such thing as rustproofing. About the best we can hope for is to slow down Mother Nature’s ravage of our daily drivers so that the loan payments end before the sheet metal. We really can’t stop rust altogether.

All rustproofing suppliers offer pretty much the same warranty; they will repair or replace outer sheet metal panels if rusted through from inside/out and if all other guarantee conditions have been met (annual inspections, reapplications, etc.). But what about all the other steel and iron on the vehicle? Cast iron and steel suspension and steering components, fuel and brake fluid lines, exhaust systems, fuel tanks and straps can all be affected by rust and can bring major repair bills. Is there anything we can do to extend the life of these components?

1. Park carefully. Parking your vehicle on grass, dirt, snow or poorly drained surfaces is just asking for rust to come and take up permanent residence in your vehicle. As our vehicles spend most of their idle time at our place of residence, tackling the home-parking front can go a long way to keeping rust at bay. If you think investing in a driveway improvement is too expensive, ask your regular repair garage for some cost estimates on replacing brake rotors, exhaust systems, suspension control arms, fuel tank and the like and you’ll quickly find the financial justification. Don’t rest easy if your parking lane is paved. Old cracked asphalt surfaces can provide just as much moisture to the undercarriage of your chariot as a dirt field in spring. Even applying a layer of asphalt sealer can help out.

2. Keep it clean. Most of us like to keep the paint work and interior of our vehicles clean, but what about the underbelly? If you drive on gravel or dirt roads or take an off-road adventure from time to time, the mud and gunk that can collect underneath your vehicle will act as a moisture trap increasing the speed with which your wheels will head to the scrap yard. Check horizontal surfaces under the car/truck such as control arms, skid-plates, axles, etc. from time to time and do a little down-and-dirty cleaning when needed. If you don’t have a pressure washer, a garden hose and stiff brush will do. You may have to jack the vehicle to improve clearance, so make sure you take the necessary precautions with proper jack supports and wheel chocks and have a spotter standing by.

3. Keep it full. One of the most expensive repairs a driver can face because of rust is the replacement of a fuel pump module (the electric fuel pump and level sender unit located in the tank). While the interior parts of this piece (which can range in price from $300-$1500 plus labour) are well protected, its metal top plate and output lines are very exposed and prone to rusting. Fuel tanks and their parts can be attacked from two sources of moisture leading to rust. The first is external and the second is internal condensation caused by the difference between liquid fuel and outside air temperatures in a humid environment. Keeping the fuel tank topped off during the wet seasons can help to reduce the condensation effect. It also provides better traction in snow and on icy surfaces.

4. Blow it clean. On trucks and SUVs with large fuel tanks, the dirt, dust, and road grime that can collect on the top of the tank can lead to premature rusting of the fuel pump module. The labour involved in periodically lowering the tank to inspect and clean off its top can be pricey and can make it hard to justify as a means of extending the life of the pump module. A safe DIY method involves spraying compressed air on top of the tank while it’s mounted in its location to dislodge any debris or gunk. Use safety goggles and go easy on the air nozzle trigger as small stones can hurt when propelled by compressed air.

5. Spray it on. While no rustproofing company will guarantee undercarriage components against rust, that’s not a reason to not have the more vulnerable iron and steel parts treated. You can purchase aerosol cans of rust inhibitors at most auto parts stores, or you can have the pros take care of it for you. If doing it yourself, avoid getting any spray on brake rotors, drums, linings, or calipers. Keep it off hot surfaces such as catalytic converters and exhaust components as well as away from electrical wiring and connectors. Don’t overdo it. It’s better to perform annual touch-ups rather than try to lather on enough protection for the next decade.